As an American, you might qualify for a retirement benefit. You can apply for a monthly retirement benefit any time between age 62 and 70. A calculation is made on your payments by looking at how much you’ve earned throughout your life. The amount will be higher the longer you wait to apply, up until age 70. The timing is up to you and should be based on your own personal needs.
To check eligibility for Social Security benefits
To apply for Social Security benefits
For assistance call 1-800-772-1213 or visit www.socialsecurity.gov.